diff --git a/zhenxun/builtin_plugins/mahiro_bank/__init__.py b/zhenxun/builtin_plugins/mahiro_bank/__init__.py
new file mode 100644
index 00000000..8e82cf08
--- /dev/null
+++ b/zhenxun/builtin_plugins/mahiro_bank/__init__.py
@@ -0,0 +1,252 @@
+from datetime import datetime
+
+from nonebot.plugin import PluginMetadata
+from nonebot_plugin_alconna import Alconna, Args, Arparma, Match, Subcommand, on_alconna
+from nonebot_plugin_apscheduler import scheduler
+from nonebot_plugin_uninfo import Uninfo
+from nonebot_plugin_waiter import prompt_until
+
+from zhenxun.configs.utils import PluginExtraData, RegisterConfig
+from zhenxun.services.log import logger
+from zhenxun.utils.depends import UserName
+from zhenxun.utils.message import MessageUtils
+from zhenxun.utils.utils import is_number
+
+from .data_source import BankManager
+
+__plugin_meta__ = PluginMetadata(
+    name="小真寻银行",
+    description="""
+    小真寻银行，提供高品质的存款！当好感度等级达到指初识时，小真寻会偷偷的帮助你哦。
+    存款额度与好感度有关，每日存款次数有限制。
+    基础存款提供基础利息
+    每日存款提供高额利息
+    """.strip(),
+    usage="""
+    指令：
+        存款 [金额]
+        取款 [金额]
+        银行信息
+        我的银行信息
+    """.strip(),
+    extra=PluginExtraData(
+        author="HibiKier",
+        version="0.1",
+        menu_type="群内小游戏",
+        configs=[
+            RegisterConfig(
+                key="sign_max_deposit",
+                value=100,
+                help="好感度换算存款金额比例，当值是100时，最大存款金额=好感度*100，存款的最低金额是100（强制）",
+                default_value=100,
+                type=int,
+            ),
+            RegisterConfig(
+                key="max_daily_deposit_count",
+                value=3,
+                help="每日最大存款次数",
+                default_value=3,
+                type=int,
+            ),
+            RegisterConfig(
+                key="rate_range",
+                value=[0.0005, 0.001],
+                help="小时利率范围",
+                default_value=[0.0005, 0.001],
+                type=list[float],
+            ),
+            RegisterConfig(
+                key="impression_event",
+                value=25,
+                help="到达指定好感度时随机提高或降低利率",
+                default_value=25,
+                type=int,
+            ),
+            RegisterConfig(
+                key="impression_event_range",
+                value=[0.00001, 0.0003],
+                help="到达指定好感度时随机提高或降低利率",
+                default_value=[0.00001, 0.0003],
+                type=list[float],
+            ),
+            RegisterConfig(
+                key="impression_event_prop",
+                value=0.3,
+                help="到达指定好感度时随机提高或降低利率触发概率",
+                default_value=0.3,
+                type=float,
+            ),
+        ],
+    ).to_dict(),
+)
+
+
+_matcher = on_alconna(
+    Alconna(
+        "mahiro-bank",
+        Subcommand("deposit", Args["amount?", int]),
+        Subcommand("withdraw", Args["amount?", int]),
+        Subcommand("user-info"),
+        Subcommand("bank-info"),
+        # Subcommand("loan", Args["amount?", int]),
+        # Subcommand("repayment", Args["amount?", int]),
+    ),
+    priority=5,
+    block=True,
+)
+
+_matcher.shortcut(
+    r"存款\s*(?P<amount>\d+)?",
+    command="mahiro-bank",
+    arguments=["deposit", "{amount}"],
+    prefix=True,
+)
+
+_matcher.shortcut(
+    r"取款\s*(?P<withdraw>\d+)?",
+    command="mahiro-bank",
+    arguments=["withdraw", "{withdraw}"],
+    prefix=True,
+)
+
+_matcher.shortcut(
+    r"我的银行信息",
+    command="mahiro-bank",
+    arguments=["user-info"],
+    prefix=True,
+)
+
+_matcher.shortcut(
+    r"银行信息",
+    command="mahiro-bank",
+    arguments=["bank-info"],
+    prefix=True,
+)
+
+
+async def get_amount(handle_type: str) -> int:
+    amount_num = await prompt_until(
+        f"请输入{handle_type}金币数量",
+        lambda msg: is_number(msg.extract_plain_text()),
+        timeout=60,
+        retry=3,
+        retry_prompt="输入错误，请输入数字。剩余次数：{count}",
+    )
+    if not amount_num:
+        await MessageUtils.build_message(
+            "输入超时了哦，小真寻柜员以取消本次存款操作..."
+        ).finish()
+    return int(amount_num.extract_plain_text())
+
+
+@_matcher.assign("deposit")
+async def _(session: Uninfo, arparma: Arparma, amount: Match[int]):
+    amount_num = amount.result if amount.available else await get_amount("存款")
+    if result := await BankManager.deposit_check(session.user.id, amount_num):
+        await MessageUtils.build_message(result).finish(reply_to=True)
+    _, rate, event_rate = await BankManager.deposit(session.user.id, amount_num)
+    result = (
+        f"存款成功！\n此次存款金额为: {amount.result}\n"
+        f"当前小时利率为: {rate * 100:.2f}%"
+    )
+    effective_hour = int(24 - datetime.now().hour)
+    if event_rate:
+        result += f"（小真寻偷偷将小时利率给你增加了 {event_rate:.2f}% 哦）"
+    result += (
+        f"\n预计总收益为: {int(amount.result * rate * effective_hour) or 1} 金币。"
+    )
+    logger.info(
+        f"小真寻银行存款:{amount_num},当前存款数:{amount.result},存款小时利率: {rate}",
+        arparma.header_result,
+        session=session,
+    )
+    await MessageUtils.build_message(result).finish(at_sender=True)
+
+
+@_matcher.assign("withdraw")
+async def _(session: Uninfo, arparma: Arparma, amount: Match[int]):
+    amount_num = amount.result if amount.available else await get_amount("取款")
+    if result := await BankManager.withdraw_check(session.user.id, amount_num):
+        await MessageUtils.build_message(result).finish(reply_to=True)
+    try:
+        user = await BankManager.withdraw(session.user.id, amount_num)
+        result = (
+            f"取款成功！\n当前取款金额为: {amount_num}\n当前存款金额为: {user.amount}"
+        )
+        logger.info(
+            f"小真寻银行取款:{amount_num}, 当前存款数:{user.amount},"
+            f" 存款小时利率:{user.rate}",
+            arparma.header_result,
+            session=session,
+        )
+        await MessageUtils.build_message(result).finish(reply_to=True)
+    except ValueError:
+        await MessageUtils.build_message("你的银行内的存款数量不足哦...").finish(
+            reply_to=True
+        )
+
+
+@_matcher.assign("user-info")
+async def _(session: Uninfo, arparma: Arparma, uname: str = UserName()):
+    result = await BankManager.get_user_info(session, uname)
+    await MessageUtils.build_message(result).send()
+    logger.info("查看银行个人信息", arparma.header_result, session=session)
+
+
+@_matcher.assign("bank-info")
+async def _(session: Uninfo, arparma: Arparma):
+    result = await BankManager.get_bank_info()
+    await MessageUtils.build_message(result).send()
+    logger.info("查看银行信息", arparma.header_result, session=session)
+
+
+# @_matcher.assign("loan")
+# async def _(session: Uninfo, arparma: Arparma, amount: Match[int]):
+#     amount_num = amount.result if amount.available else await get_amount("贷款")
+#     if amount_num <= 0:
+#         await MessageUtils.build_message("贷款数量必须大于 0 啊笨蛋！").finish()
+#     try:
+#         user, event_rate = await BankManager.loan(session.user.id, amount_num)
+#         result = (
+#             f"贷款成功！\n当前贷金额为: {user.loan_amount}"
+#             f"\n当前利率为: {user.loan_rate * 100}%"
+#         )
+#         if event_rate:
+#             result += f"（小真寻偷偷将利率给你降低了 {event_rate}% 哦）"
+#         result += f"\n预计每小时利息为:{int(user.loan_amount * user.loan_rate)}金币。"
+#         logger.info(
+#             f"小真寻银行贷款: {amount_num}, 当前贷款数: {user.loan_amount}, "
+#             f"贷款利率: {user.loan_rate}",
+#             arparma.header_result,
+#             session=session,
+#         )
+#     except ValueError:
+#         await MessageUtils.build_message(
+#             "贷款数量超过最大限制，请签到提升好感度获取更多额度吧..."
+#         ).finish(reply_to=True)
+
+
+# @_matcher.assign("repayment")
+# async def _(session: Uninfo, arparma: Arparma, amount: Match[int]):
+#     amount_num = amount.result if amount.available else await get_amount("还款")
+#     if amount_num <= 0:
+#         await MessageUtils.build_message("还款数量必须大于 0 啊笨蛋！").finish()
+#     user = await BankManager.repayment(session.user.id, amount_num)
+#     result = (f"还款成功！\n当前还款金额为: {amount_num}\n"
+# f"当前贷款金额为: {user.loan_amount}")
+#     logger.info(
+#         f"小真寻银行还款:{amount_num},当前贷款数:{user.amount}, 贷款利率:{user.rate}",
+#         arparma.header_result,
+#         session=session,
+#     )
+#     await MessageUtils.build_message(result).finish(at_sender=True)
+
+
+@scheduler.scheduled_job(
+    "cron",
+    hour=0,
+    minute=0,
+)
+async def _():
+    await BankManager.settlement()
+    logger.info("小真寻银行结算", "定时任务")
diff --git a/zhenxun/builtin_plugins/mahiro_bank/data_source.py b/zhenxun/builtin_plugins/mahiro_bank/data_source.py
new file mode 100644
index 00000000..b717e9a4
--- /dev/null
+++ b/zhenxun/builtin_plugins/mahiro_bank/data_source.py
@@ -0,0 +1,450 @@
+import asyncio
+from datetime import datetime, timedelta
+import random
+
+from nonebot_plugin_htmlrender import template_to_pic
+from nonebot_plugin_uninfo import Uninfo
+from tortoise.expressions import RawSQL
+from tortoise.functions import Count, Sum
+
+from zhenxun.configs.config import Config
+from zhenxun.configs.path_config import TEMPLATE_PATH
+from zhenxun.models.mahiro_bank import MahiroBank
+from zhenxun.models.mahiro_bank_log import MahiroBankLog
+from zhenxun.models.sign_user import SignUser
+from zhenxun.models.user_console import UserConsole
+from zhenxun.utils.enum import BankHandleType, GoldHandle
+from zhenxun.utils.platform import PlatformUtils
+
+base_config = Config.get("mahiro_bank")
+
+
+class BankManager:
+    @classmethod
+    async def random_event(cls, impression: float):
+        """随机事件"""
+        impression_event = base_config.get("impression_event")
+        impression_event_prop = base_config.get("impression_event_prop")
+        impression_event_range = base_config.get("impression_event_range")
+        if impression >= impression_event and random.random() < impression_event_prop:
+            """触发好感度事件"""
+            return random.uniform(impression_event_range[0], impression_event_range[1])
+        return None
+
+    @classmethod
+    async def deposit_check(cls, user_id: str, amount: int) -> str | None:
+        """检查存款是否合法
+
+        参数:
+            user_id: 用户id
+            amount: 存款金额
+
+        返回:
+            str | None: 存款信息
+        """
+        if amount <= 0:
+            return "存款数量必须大于 0 啊笨蛋！"
+        user, sign_user, bank_user = await asyncio.gather(
+            *[
+                UserConsole.get_user(user_id),
+                SignUser.get_user(user_id),
+                cls.get_user(user_id),
+            ]
+        )
+        sign_max_deposit: int = base_config.get("sign_max_deposit")
+        max_deposit = max(int(float(sign_user.impression) * sign_max_deposit), 100)
+        if user.gold < amount:
+            return f"金币数量不足，当前你的金币为：{user.gold}."
+        if bank_user.amount + amount > max_deposit:
+            return (
+                f"存款超过上限，存款上限为：{max_deposit}，"
+                f"当前你的还可以存款金额：{max_deposit - bank_user.amount}。"
+            )
+        max_daily_deposit_count: int = base_config.get("max_daily_deposit_count")
+        today_deposit_count = len(await cls.get_user_deposit(user_id))
+        if today_deposit_count >= max_daily_deposit_count:
+            return f"存款次数超过上限，每日存款次数上限为：{max_daily_deposit_count}。"
+        return None
+
+    @classmethod
+    async def withdraw_check(cls, user_id: str, amount: int) -> str | None:
+        """检查取款是否合法
+
+        参数:
+            user_id: 用户id
+            amount: 取款金额
+
+        返回:
+            str | None: 取款信息
+        """
+        if amount <= 0:
+            return "取款数量必须大于 0 啊笨蛋！"
+        user = await cls.get_user(user_id)
+        data_list = await cls.get_user_deposit(user_id)
+        lock_amount = sum(data.amount for data in data_list)
+        if user.amount - lock_amount < amount:
+            return (
+                "取款金额不足，当前你的存款为："
+                f"{user.amount}（{lock_amount}已被锁定）！"
+            )
+        return None
+
+    @classmethod
+    async def get_user_deposit(
+        cls, user_id: str, is_completed: bool = False
+    ) -> list[MahiroBankLog]:
+        """获取用户今日存款次数
+
+        参数:
+            user_id: 用户id
+
+        返回:
+            list[MahiroBankLog]: 存款列表
+        """
+        return await MahiroBankLog.filter(
+            user_id=user_id,
+            handle_type=BankHandleType.DEPOSIT,
+            is_completed=is_completed,
+        )
+
+    @classmethod
+    async def get_user(cls, user_id: str) -> MahiroBank:
+        """查询余额
+
+        参数:
+            user_id: 用户id
+
+        返回:
+            MahiroBank
+        """
+        user, _ = await MahiroBank.get_or_create(user_id=user_id)
+        return user
+
+    @classmethod
+    async def get_user_data(
+        cls,
+        user_id: str,
+        data_type: BankHandleType,
+        is_completed: bool = False,
+        count: int = 5,
+    ) -> list[MahiroBankLog]:
+        return (
+            await MahiroBankLog.filter(
+                user_id=user_id, handle_type=data_type, is_completed=is_completed
+            )
+            .order_by("-id")
+            .limit(count)
+            .all()
+        )
+
+    @classmethod
+    async def complete_projected_revenue(cls, user_id: str) -> int:
+        """预计收益
+
+        参数:
+            user_id: 用户id
+
+        返回:
+            int: 预计收益金额
+        """
+        deposit_list = await cls.get_user_deposit(user_id)
+        if not deposit_list:
+            return 0
+        return int(
+            sum(
+                deposit.rate * deposit.amount * deposit.effective_hour
+                for deposit in deposit_list
+            )
+        )
+
+    @classmethod
+    async def get_user_info(cls, session: Uninfo, uname: str) -> bytes:
+        """获取用户数据
+
+        参数:
+            session: Uninfo
+            uname: 用户id
+
+        返回:
+            bytes: 图片数据
+        """
+        user_id = session.user.id
+        user = await cls.get_user(user_id=user_id)
+        (
+            rank,
+            deposit_count,
+            user_today_deposit,
+            projected_revenue,
+            sum_data,
+        ) = await asyncio.gather(
+            *[
+                MahiroBank.filter(amount__gt=user.amount).count(),
+                MahiroBankLog.filter(user_id=user_id).count(),
+                cls.get_user_deposit(user_id),
+                cls.complete_projected_revenue(user_id),
+                MahiroBankLog.filter(
+                    user_id=user_id, handle_type=BankHandleType.INTEREST
+                )
+                .annotate(sum=Sum("amount"))
+                .values("sum"),
+            ]
+        )
+        now = datetime.now()
+        end_time = (
+            now
+            + timedelta(days=1)
+            - timedelta(hours=now.hour, minutes=now.minute, seconds=now.second)
+        )
+        today_deposit_amount = sum(deposit.amount for deposit in user_today_deposit)
+        deposit_list = [
+            {
+                "id": deposit.id,
+                "date": now.date(),
+                "start_time": str(deposit.create_time).split(".")[0],
+                "end_time": end_time.replace(microsecond=0),
+                "amount": deposit.amount,
+                "rate": f"{deposit.rate * 100:.2f}",
+                "projected_revenue": int(
+                    deposit.amount * deposit.rate * deposit.effective_hour
+                )
+                or 1,
+            }
+            for deposit in user_today_deposit
+        ]
+        platform = PlatformUtils.get_platform(session)
+        data = {
+            "name": uname,
+            "rank": rank + 1,
+            "avatar_url": PlatformUtils.get_user_avatar_url(
+                user_id, platform, session.self_id
+            ),
+            "amount": user.amount,
+            "deposit_count": deposit_count,
+            "today_deposit_count": len(user_today_deposit),
+            "cumulative_gain": sum_data[0]["sum"] or 0,
+            "projected_revenue": projected_revenue,
+            "today_deposit_amount": today_deposit_amount,
+            "deposit_list": deposit_list,
+            "create_time": now.replace(microsecond=0),
+        }
+        return await template_to_pic(
+            template_path=str((TEMPLATE_PATH / "mahiro_bank").absolute()),
+            template_name="user.html",
+            templates={"data": data},
+            pages={
+                "viewport": {"width": 386, "height": 700},
+                "base_url": f"file://{TEMPLATE_PATH}",
+            },
+            wait=2,
+        )
+
+    @classmethod
+    async def get_bank_info(cls) -> bytes:
+        now = datetime.now()
+        now_start = now - timedelta(
+            hours=now.hour, minutes=now.minute, seconds=now.second
+        )
+        (
+            bank_data,
+            today_count,
+            interest_amount,
+            active_user_count,
+            date_data,
+        ) = await asyncio.gather(
+            *[
+                MahiroBank.annotate(
+                    amount_sum=Sum("amount"), user_count=Count("id")
+                ).values("amount_sum", "user_count"),
+                MahiroBankLog.filter(
+                    create_time__gt=now_start, handle_type=BankHandleType.DEPOSIT
+                ).count(),
+                MahiroBankLog.filter(handle_type=BankHandleType.INTEREST)
+                .annotate(amount_sum=Sum("amount"))
+                .values("amount_sum"),
+                MahiroBankLog.filter(
+                    create_time__gte=now_start - timedelta(days=7),
+                    handle_type=BankHandleType.DEPOSIT,
+                )
+                .annotate(count=Count("user_id", distinct=True))
+                .values("count"),
+                MahiroBankLog.filter(
+                    create_time__gte=now_start - timedelta(days=7),
+                    handle_type=BankHandleType.DEPOSIT,
+                )
+                .annotate(date=RawSQL("DATE(create_time)"), total_amount=Sum("amount"))
+                .group_by("date")
+                .values("date", "total_amount"),
+            ]
+        )
+        date2cnt = {str(date["date"]): date["total_amount"] for date in date_data}
+        date = now.date()
+        e_date, e_amount = [], []
+        for _ in range(7):
+            if str(date) in date2cnt:
+                e_amount.append(date2cnt[str(date)])
+            else:
+                e_amount.append(0)
+            e_date.append(str(date)[5:])
+            date -= timedelta(days=1)
+        e_date.reverse()
+        e_amount.reverse()
+        date = 1
+        lasted_log = await MahiroBankLog.annotate().order_by("create_time").first()
+        if lasted_log:
+            date = now.date() - lasted_log.create_time.date()
+            date = (date.days or 1) + 1
+        data = {
+            "amount_sum": bank_data[0]["amount_sum"],
+            "user_count": bank_data[0]["user_count"],
+            "today_count": today_count,
+            "day_amount": int(bank_data[0]["amount_sum"] / date),
+            "interest_amount": interest_amount[0]["amount_sum"] or 0,
+            "active_user_count": active_user_count[0]["count"] or 0,
+            "e_data": e_date,
+            "e_amount": e_amount,
+            "create_time": now.replace(microsecond=0),
+        }
+        return await template_to_pic(
+            template_path=str((TEMPLATE_PATH / "mahiro_bank").absolute()),
+            template_name="bank.html",
+            templates={"data": data},
+            pages={
+                "viewport": {"width": 450, "height": 750},
+                "base_url": f"file://{TEMPLATE_PATH}",
+            },
+            wait=2,
+        )
+
+    @classmethod
+    async def deposit(
+        cls, user_id: str, amount: int
+    ) -> tuple[MahiroBank, float, float | None]:
+        """存款
+
+        参数:
+            user_id: 用户id
+            amount: 存款数量
+
+        返回:
+            tuple[MahiroBank, float, float]: MahiroBank，利率，增加的利率
+        """
+        rate_range = base_config.get("rate_range")
+        rate = random.uniform(rate_range[0], rate_range[1])
+        sign_user = await SignUser.get_user(user_id)
+        random_add_rate = await cls.random_event(float(sign_user.impression))
+        if random_add_rate:
+            rate += random_add_rate
+        await UserConsole.reduce_gold(user_id, amount, GoldHandle.PLUGIN, "bank")
+        return await MahiroBank.deposit(user_id, amount, rate), rate, random_add_rate
+
+    @classmethod
+    async def withdraw(cls, user_id: str, amount: int) -> MahiroBank:
+        """取款
+
+        参数:
+            user_id: 用户id
+            amount: 取款数量
+
+        返回:
+            MahiroBank
+        """
+        await UserConsole.add_gold(user_id, amount, "bank")
+        return await MahiroBank.withdraw(user_id, amount)
+
+    @classmethod
+    async def loan(cls, user_id: str, amount: int) -> tuple[MahiroBank, float | None]:
+        """贷款
+
+        参数:
+            user_id: 用户id
+            amount: 贷款数量
+
+        返回:
+            tuple[MahiroBank, float]: MahiroBank，贷款利率
+        """
+        rate_range = base_config.get("rate_range")
+        rate = random.uniform(rate_range[0], rate_range[1])
+        sign_user = await SignUser.get_user(user_id)
+        user, _ = await MahiroBank.get_or_create(user_id=user_id)
+        if user.loan_amount + amount > sign_user.impression * 150:
+            raise ValueError("贷款数量超过最大限制，请签到提升好感度获取更多额度吧...")
+        random_reduce_rate = await cls.random_event(float(sign_user.impression))
+        if random_reduce_rate:
+            rate -= random_reduce_rate
+        await UserConsole.add_gold(user_id, amount, "bank")
+        return await MahiroBank.loan(user_id, amount, rate), random_reduce_rate
+
+    @classmethod
+    async def repayment(cls, user_id: str, amount: int) -> MahiroBank:
+        """还款
+
+        参数:
+            user_id: 用户id
+            amount: 还款数量
+
+        返回:
+            MahiroBank
+        """
+        await UserConsole.reduce_gold(user_id, amount, GoldHandle.PLUGIN, "bank")
+        return await MahiroBank.repayment(user_id, amount)
+
+    @classmethod
+    async def settlement(cls):
+        """结算每日利率"""
+        bank_user_list = await MahiroBank.filter(amount__gt=0).all()
+        log_list = await MahiroBankLog.filter(
+            is_completed=False, handle_type=BankHandleType.DEPOSIT
+        ).all()
+        user_list = await UserConsole.filter(
+            user_id__in=[user.user_id for user in bank_user_list]
+        ).all()
+        user_data = {user.user_id: user for user in user_list}
+        bank_data: dict[str, list[MahiroBankLog]] = {}
+        for log in log_list:
+            if log.user_id not in bank_data:
+                bank_data[log.user_id] = []
+            bank_data[log.user_id].append(log)
+        log_create_list = []
+        log_update_list = []
+        # 计算每日默认金币
+        for bank_user in bank_user_list:
+            if user := user_data.get(bank_user.user_id):
+                amount = bank_user.amount
+                if logs := bank_data.get(bank_user.user_id):
+                    amount -= sum(log.amount for log in logs)
+                if not amount:
+                    continue
+                # 计算每日默认金币
+                gold = int(amount * bank_user.rate)
+                user.gold += gold
+                log_create_list.append(
+                    MahiroBankLog(
+                        user_id=bank_user.user_id,
+                        amount=gold,
+                        rate=bank_user.rate,
+                        handle_type=BankHandleType.INTEREST,
+                        is_completed=True,
+                    )
+                )
+        # 计算每日存款金币
+        for user_id, logs in bank_data.items():
+            if user := user_data.get(user_id):
+                for log in logs:
+                    gold = int(log.amount * log.rate * log.effective_hour) or 1
+                    user.gold += gold
+                    log.is_completed = True
+                    log_update_list.append(log)
+                    log_create_list.append(
+                        MahiroBankLog(
+                            user_id=user_id,
+                            amount=gold,
+                            rate=log.rate,
+                            handle_type=BankHandleType.INTEREST,
+                            is_completed=True,
+                        )
+                    )
+        if log_create_list:
+            await MahiroBankLog.bulk_create(log_create_list, 10)
+        if log_update_list:
+            await MahiroBankLog.bulk_update(log_update_list, ["is_completed"], 10)
+        await UserConsole.bulk_update(user_list, ["gold"], 10)
diff --git a/zhenxun/models/mahiro_bank.py b/zhenxun/models/mahiro_bank.py
new file mode 100644
index 00000000..3880daa8
--- /dev/null
+++ b/zhenxun/models/mahiro_bank.py
@@ -0,0 +1,123 @@
+from datetime import datetime
+from typing_extensions import Self
+
+from tortoise import fields
+
+from zhenxun.services.db_context import Model
+
+from .mahiro_bank_log import BankHandleType, MahiroBankLog
+
+
+class MahiroBank(Model):
+    id = fields.IntField(pk=True, generated=True, auto_increment=True)
+    """自增id"""
+    user_id = fields.CharField(255, description="用户id")
+    """用户id"""
+    amount = fields.BigIntField(default=0, description="存款")
+    """用户存款"""
+    rate = fields.FloatField(default=0.0005, description="小时利率")
+    """小时利率"""
+    loan_amount = fields.BigIntField(default=0, description="贷款")
+    """用户贷款"""
+    loan_rate = fields.FloatField(default=0.0005, description="贷款利率")
+    """贷款利率"""
+    update_time = fields.DatetimeField(auto_now=True)
+    """修改时间"""
+    create_time = fields.DatetimeField(auto_now_add=True)
+    """创建时间"""
+
+    class Meta:  # pyright: ignore [reportIncompatibleVariableOverride]
+        table = "mahiro_bank"
+        table_description = "小真寻银行"
+
+    @classmethod
+    async def deposit(cls, user_id: str, amount: int, rate: float) -> Self:
+        """存款
+
+        参数:
+            user_id: 用户id
+            amount: 金币数量
+            rate: 小时利率
+
+        返回:
+            Self: MahiroBank
+        """
+        effective_hour = int(24 - datetime.now().hour)
+        user, _ = await cls.get_or_create(user_id=user_id)
+        user.amount += amount
+        await user.save(update_fields=["amount", "rate"])
+        await MahiroBankLog.create(
+            user_id=user_id,
+            amount=amount,
+            rate=rate,
+            effective_hour=effective_hour,
+            handle_type=BankHandleType.DEPOSIT,
+        )
+        return user
+
+    @classmethod
+    async def withdraw(cls, user_id: str, amount: int) -> Self:
+        """取款
+
+        参数:
+            user_id: 用户id
+            amount: 金币数量
+
+        返回:
+            Self: MahiroBank
+        """
+        if amount <= 0:
+            raise ValueError("取款金额必须大于0")
+        user, _ = await cls.get_or_create(user_id=user_id)
+        if user.amount < amount:
+            raise ValueError("取款金额不能大于存款金额")
+        user.amount -= amount
+        await user.save(update_fields=["amount"])
+        await MahiroBankLog.create(
+            user_id=user_id, amount=amount, handle_type=BankHandleType.WITHDRAW
+        )
+        return user
+
+    @classmethod
+    async def loan(cls, user_id: str, amount: int, rate: float) -> Self:
+        """贷款
+
+        参数:
+            user_id: 用户id
+            amount: 贷款金额
+            rate: 贷款利率
+
+        返回:
+            Self: MahiroBank
+        """
+        user, _ = await cls.get_or_create(user_id=user_id)
+        user.loan_amount += amount
+        user.loan_rate = rate
+        await user.save(update_fields=["loan_amount", "loan_rate"])
+        await MahiroBankLog.create(
+            user_id=user_id, amount=amount, rate=rate, handle_type=BankHandleType.LOAN
+        )
+        return user
+
+    @classmethod
+    async def repayment(cls, user_id: str, amount: int) -> Self:
+        """还款
+
+        参数:
+            user_id: 用户id
+            amount: 还款金额
+
+        返回:
+            Self: MahiroBank
+        """
+        if amount <= 0:
+            raise ValueError("还款金额必须大于0")
+        user, _ = await cls.get_or_create(user_id=user_id)
+        if user.loan_amount < amount:
+            raise ValueError("还款金额不能大于贷款金额")
+        user.loan_amount -= amount
+        await user.save(update_fields=["loan_amount"])
+        await MahiroBankLog.create(
+            user_id=user_id, amount=amount, handle_type=BankHandleType.REPAYMENT
+        )
+        return user
diff --git a/zhenxun/models/mahiro_bank_log.py b/zhenxun/models/mahiro_bank_log.py
new file mode 100644
index 00000000..433241d1
--- /dev/null
+++ b/zhenxun/models/mahiro_bank_log.py
@@ -0,0 +1,31 @@
+from tortoise import fields
+
+from zhenxun.services.db_context import Model
+from zhenxun.utils.enum import BankHandleType
+
+
+class MahiroBankLog(Model):
+    id = fields.IntField(pk=True, generated=True, auto_increment=True)
+    """自增id"""
+    user_id = fields.CharField(255, description="用户id")
+    """用户id"""
+    amount = fields.BigIntField(default=0, description="存款")
+    """金币数量"""
+    rate = fields.FloatField(default=0, description="小时利率")
+    """小时利率"""
+    handle_type = fields.CharEnumField(
+        BankHandleType, null=True, description="处理类型"
+    )
+    """处理类型"""
+    is_completed = fields.BooleanField(default=False, description="是否完成")
+    """是否完成"""
+    effective_hour = fields.IntField(default=0, description="有效小时")
+    """有效小时"""
+    update_time = fields.DatetimeField(auto_now=True)
+    """修改时间"""
+    create_time = fields.DatetimeField(auto_now_add=True)
+    """创建时间"""
+
+    class Meta:  # pyright: ignore [reportIncompatibleVariableOverride]
+        table = "mahiro_bank_log"
+        table_description = "小真寻银行日志"
diff --git a/zhenxun/utils/enum.py b/zhenxun/utils/enum.py
index c0b79342..91834ec2 100644
--- a/zhenxun/utils/enum.py
+++ b/zhenxun/utils/enum.py
@@ -1,6 +1,19 @@
 from strenum import StrEnum
 
 
+class BankHandleType(StrEnum):
+    DEPOSIT = "DEPOSIT"
+    """存款"""
+    WITHDRAW = "WITHDRAW"
+    """取款"""
+    LOAN = "LOAN"
+    """贷款"""
+    REPAYMENT = "REPAYMENT"
+    """还款"""
+    INTEREST = "INTEREST"
+    """利息"""
+
+
 class GoldHandle(StrEnum):
     """
     金币处理